Do you know the BASIS for most people's financial troubles? Do you know the true CAUSE for most wars and most crimes? Did you know that recent surveys have revealed that the financial troubles plaguing most families are NOT the result of low income? Rather, they are directly caused by overextending a normally adequate income for luxuries and personal indulgence, and by the American habit of installment buying! "Buy now and pay later," say the advertisements. But do you really NEED to buy this item now? And are you SURE you will be able to "pay later"?
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